TREASURER

William Francis Galvin

Date of Birth: September 17, 1950

Occupation: State Representative

Background: Galvin was born in Boston and graduated from Boston College in 1972. He received a law degree from Suffolk University in 1975. He is single and lives in Brighton.

Experience: Galvin's political career began in 1972 as an aide to the Governor's Council. He won election as a state representative from the Allston-Brighton District in 1975. He has served on the Election Law Committee, as vice chair of the special Congressional Redistricting Committee and as chair of the Government Regulations Commitee since 1983.

Positions: Galvin has worked to earmark lottery funds for local aid to cities and towns. He has emphasized the need for the enforcement of fair lending practices by banks and the control of runaway insurance rates. Galvin plans to work to protects the public from corporate interests and restructure the state's pension and banking systems. Galvin opposes the CLT petition. Republican

Joseph Malone

Occupation: Businessman

Date of Birth: Nov. 18, 1954

Personal Background: Born in Waltham, Malone graduated from Harvard University in 1978, where he played on the football team. He and his wife, Linda, live in Waltham and have a son.

Experience: Malone worked in the 1984 U.S. Senate campaign of Ray Shamie and three years later was appointed executive director of the Massachusetts Republican Party. In 1988, Malone ran for the Senate, losing to Sen. Edward Kennedy. Malone was the founding executive director of the Massachusetts Civic Interest Council, a non-profit watchdog organization. His business interests include real estate projects and a health club.

Positions: Malone has proposed to issue quarterly reports of the state's finances from the treasurer's office and monitor more closely the state government's finances. Malone advocates the creation of a council to decide which government services could be delivered more efficiently by the private sector. He proposes changes in the state lottery that he says would provide $100 million more in local aid to cities and towns.

Malone has said the state needs "an independent fiscal watchdog in the office of the Treasurer.